Payment Infrastructure

The payments platform for scale.

vPay, vTax, vBiz, vPOS and more — a complete suite of financial tools built for developers, businesses and individuals.

💳
Payments

Accept payments everywhere

Unified infrastructure to accept cards, bank transfers, wallets and local payment methods — online, in-app or in-person.

🛡️
FraudGuard
Live
Real-time fraud scoring for every transaction. 5 AI models in an ensemble deliver <50 ms decisions at 99.7% accuracy — protecting every payment across all your products.
Ensemble ML <50 ms decisions 99.7% accuracy Real-time alerts Full API access
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⚡
vPay
Gateway
Developer-first payments gateway. Accept cards, wallets and bank transfers globally with a single integration.
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🔗
Payment Links
Coming Soon
Create shareable payment pages without writing a line of code. Send via email, SMS or social media.
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🛒
Checkout
Coming Soon
Pre-built, conversion-optimised payment form. Embed in minutes — mobile-ready, SCA-compliant and localised.
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🌐
Payment Methods
Coming Soon
Route transactions through 40+ payment methods globally — cards, SEPA, bank transfer, Apple Pay, Google Pay and more.
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🖥️
vPOS
Coming Soon
In-person payments for retail and hospitality. Tap to pay, QR, contactless and cloud-synced receipts — all on a tablet.
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🖥️
vPOS
Coming Soon
In-person payments for retail and hospitality. Tap to pay, QR, contactless and cloud-synced receipts — all on a tablet.
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📈
Authorization Boost
Coming Soon
Intelligent routing and retry logic that maximises acceptance rates without any manual effort.
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📊
Revenue

Automate your revenue operations

Recurring billing, VAT compliance, invoicing and revenue recognition — automated end to end so you can focus on growth.

🧾
vTax
Tax Automation
Sales tax and VAT fully automated — calculate the right amount at checkout, file returns on time and stay compliant across jurisdictions.
VAT & sales tax Auto-filing Multi-country Receipt OCR Deduction AI
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🔄
Billing
Coming Soon
Subscription management with usage-based pricing, trials, upgrades and dunning — configurable without code.
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📄
Invoicing
Coming Soon
Professional invoices with automatic reminders, multi-currency support and one-click online payment links.
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📑
Revenue Recognition
Coming Soon
GAAP and IFRS 15-compliant revenue recognition — automated waterfall schedules and journal entries in real time.
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🏦
Banking & Cards

Accounts & cards built for scale

Corporate accounts, virtual & physical cards, payouts and financing — all integrated with your payment flows from day one.

🏢
vBiz
Corporate Account
The all-in-one corporate account — invoicing, payroll, multi-user expense management and VAT prep unified in one dashboard.
Corporate account Invoice & chase Payroll Expense flows VAT prep
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🌍
Global Payouts
Coming Soon
Send payouts to contractors, suppliers and customers in 100+ countries — bank transfer, card or wallet in local currency.
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💰
Capital
Coming Soon
Revenue-based business financing — fast decisions, no fixed repayments. Access capital tied to your payment volume.
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💳
Issuing
Coming Soon
Issue virtual and physical cards for your team or customers — set spending rules, categories and real-time controls via API.
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₿
Crypto

Native crypto & stablecoin infrastructure

Accept, hold and spend digital assets — from stablecoin wallets to issuing your own programmable token.

👛
Crypto Wallet
Stablecoin
Non-custodial wallet with native stablecoin support — send, receive and hold USDC, USDT and other assets directly in your Vacalion account.
USDC & USDT On-chain transfers Fiat on/off-ramp Multi-chain
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🪙
Stablecoin Issuing
Coming Soon
Issue your own fully-backed stablecoin — programme rules, limits and redemption logic via our smart-contract API.
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💳
Crypto Card
Coming Soon
Spend your crypto anywhere Visa is accepted — real-time conversion at the point of sale, zero hidden fees.
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🔧
More

Build anything on top

APIs, identity tools and platform primitives that let developers and partners extend and embed Vacalion's capabilities.

⌨️
DevAPI
Live
Financial data enrichment, transaction categorisation and AI-powered insights delivered as REST APIs. Sandbox, webhooks and OpenAPI docs included.
Transaction enrichment Bank aggregation AI categorisation Webhook streams
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🪪
Identity
Coming Soon
Real-time KYC and identity verification — document scan, liveness check and watchlist screening via a single API call.
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🔌
Connect
Coming Soon
Embed payments into your marketplace or platform — onboard merchants, split funds and handle compliance at scale.
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Powered by Google AI & Gemini

AI that actually understands money

Every product in our ecosystem is enhanced by Google AI — Gemini processes your financial data to surface insights, automate decisions and personalise every interaction in real time.

Gemini 2.0 Vertex AI Natural Language Document AI Vision AI
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Gemini Financial Assistant
Ask anything about your money in plain language — "How much did I spend on food last month?" — and get instant answers.
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Document & Receipt AI
Google Document AI extracts line items from receipts, invoices and bank statements automatically — zero manual entry.
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Predictive Insights
Vertex AI models forecast your cash flow, flag unusual patterns and recommend actions before problems arise.
🛡️
Real-Time Fraud Intelligence
FraudGuard's ensemble combines our own models with Google AI signals for <50 ms fraud decisions across all products.
Get Started

Start building today.

Join the waitlist and be first to access vPay, vTax, vBiz and the full Vacalion platform as it launches.

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⚙️ Currently under maintenance — check back soon