Vacalion turns every transaction into insight, and every insight into action - automatically.
Vacalion finds what you're missing - the forgotten subscriptions, the quiet leaks, the patterns you'd never spot yourself. It reads everything, so your money finally starts performing for you.
Every feature Vacalion offers - swipe through and see what fits your goals.
Additional plan & regional availability information below.
Whether you're managing your first paycheck or a nine-figure portfolio, Vacalion helps you optimize your money, habits, and future.
Sensitive data is encrypted and processed on your device first. We never sell your financial data or share it with advertisers, and you can delete it at any time.
256-bit AES encryption at rest and TLS 1.3 in transit. Your data is unreadable to anyone but you - including us.
Our own machine-learning fraud engine scores every transaction in milliseconds - the same technology we license to banks and fintechs.
See how FraudGuard works →Built to PCI-DSS, SOC 2, and GDPR standards from day one, with regional data residency for every market we operate in.
Every account is watched around the clock. Suspicious activity triggers an instant alert and, if needed, an automatic freeze.
Vacalion adapts to what you're actually trying to do with your money - not a one-size-fits-all dashboard.
Vacalion ranks every balance by interest cost and builds the payoff order that saves you the most - clear debt up to 4x faster.
Set a goal once and Vacalion routes money toward it automatically - no manual transfers, no willpower required.
Every deduction found automatically, a ready-to-file return in minutes - save hours every tax season.
Separate income, expenses, and taxes automatically - built for freelancers and small business owners.
Set a target for a house, a trip, or a rainy day - and watch a real plan build itself around it.
One score, one glance, one answer to "am I okay?" - updated the moment anything changes.